About

About Excel

At Excel Mortgage Services, we elevate the home‑buying and lending experience with a level of service typically reserved for private‑client banking. Our boutique approach ensures every client — from first‑time buyers to seasoned investors — receives personalized guidance, discreet support, and access to competitive mortgage solutions tailored to their financial goals. It’s luxury‑level lending with community‑driven values.

But what truly sets us apart is our connection to the community we serve. Our team is deeply involved in local events, charitable initiatives, and youth programs — including coaching and mentoring young athletes. We believe strong communities build strong families, and that spirit of service shapes the way we support every client.

Whether you’re purchasing your first home, upgrading to your dream property, refinancing for a better financial position, or expanding your investment portfolio, our team delivers precision, clarity, and white‑glove communication from start to finish. With deep market expertise and a commitment to excellence, we help you move forward with confidence — and a mortgage experience as exceptional as the home you’re choosing. Your next move begins with a conversation.

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Bio

I’m David Trillo, Team Lead at Excel Mortgage, where I deliver a private‑client level lending experience built on precision, transparency, and genuine care. With extensive expertise in lending and financial analysis, I specialize in structuring competitive Conventional, FHA, VA, and Jumbo loans tailored to support long‑term financial growth and real estate strategy. My approach is highly consultative — every client receives a personalized mortgage strategy built around their needs, priorities, and long‑term goals.

But beyond the numbers, I’m deeply committed to the community I serve. Rancho Murieta and the Greater Sacramento region aren’t just markets to me — they’re home. I’m passionate about giving back through local volunteering, community events, and coaching youth sports, where I get to invest in the next generation and stay connected to the families who make this area so special. That sense of community drives everything I do, from the way I communicate to the relationships I build.

Clients trust me for my responsiveness, discretion, and ability to simplify complex decisions with clarity and confidence. I take pride in long‑term relationships and delivering a level of service that feels both premium and personal — whether I’m helping a first‑time buyer navigate their options or guiding an experienced investor through a strategic acquisition.

Whatever your mortgage goals may be, I’m here to help you move forward with confidence — and a lending experience that feels as exceptional as the home you’re choosing.

Your next move begins with a conversation.